LIC AAO 2026 — Eligibility, Exam Pattern & Salary Guide
LIC AAO (Assistant Administrative Officer) recruits Generalist and Specialist (IT/CA/Actuarial/Legal) officers, plus Assistant Engineers, for India's largest insurance corporation.
- Post: Assistant Administrative Officer — Generalist, Specialist, and Assistant Engineer streams
- Conducted by: LIC directly
- Eligibility: Bachelor's degree (any discipline for Generalist), age 21-30 (32 for CA/Legal specialists)
- Selection: Prelims → Mains → Interview → Medical Exam
- Pay: basic ₹88,635/month, gross ~₹1,26,000/month in "A" class cities
The 2025 cycle (841 vacancies) completed Prelims (Oct 2025) and Mains (Nov 2025); 1,119 candidates qualified for interview as of the last reported update. Interview dates were not yet announced as of this draft — check licindia.in directly.
Overview
| Post | AAO — Generalist / Specialist / Assistant Engineer |
| Conducted by | LIC |
| Age | 21-30 (32 for CA/Legal) |
| Selection | Prelims → Mains → Interview → Medical |
| Pay | Basic ₹88,635/month |
Eligibility
- Generalist: Bachelor's degree in any discipline.
- Specialist streams (CA/Actuarial/IT/Legal): relevant professional/bachelor's degree per stream.
- Age 21-30 (as on a fixed reference date), raised to 32 for Chartered Accountant and Legal Officer posts. Standard category relaxations apply.
Selection Process & Exam Pattern
- Prelims: English (qualifying, not counted) + Reasoning + Numerical Ability, combined counted score 70 marks.
- Mains: Objective (300 marks: Reasoning 90, GK & Current Affairs 60, Data Analysis & Interpretation 90, Insurance & Financial Market Awareness 60) + Descriptive (essay/letter/précis, qualifying, ~25 marks).
- Interview: 60 marks.
- Final merit = Mains + Interview (Prelims does not carry forward).
Syllabus
Reasoning, Quantitative/Data Analysis, English, General Knowledge & Current Affairs, Insurance & Financial Market Awareness. Descriptive test: essay/letter/précis writing in English.
Pay Scale
Basic pay ₹88,635/month, gross ~₹1,26,000/month in "A" class cities with DA/HRA/allowances — one of the stronger compensation packages among Indian PSU insurance/banking recruitment.
Recommended Reference Books
- Quant: M. Tyra's Quicker Maths, R.S. Agarwal
- Reasoning: R.S. Agarwal Verbal Reasoning, M.K. Pandey Analytical Reasoning
- Descriptive English: S.P. Bakshi & Richa Sharma (Arihant)
- Insurance Awareness: Disha's Insurance & Financial Awareness
Bilingual, PYQ-mapped notes built for this exam — read a full free sample unit before you buy.
See LIC AAO notes →Same exam, taught live online with recordings + doubt support.
Online Courses →Chat with Zenith's AI advisor — matches you to the right course from 385+ live options.
Ask the Advisor →Frequently Asked Questions
What is the LIC AAO selection process?
Four stages: Prelims (qualifying) → Mains (300 objective + descriptive) → Interview (60 marks) → Pre-recruitment Medical Examination.
What is the starting salary?
Basic pay of ₹88,635/month, with gross compensation around ₹1,26,000/month in metro ("A" class) cities including allowances.
Sources
Overall stage structure, age band, and basic pay figure are well-corroborated. Exact Mains descriptive-test marks (25 vs 30 cited across sources) and whether Prelims marks carry into final merit need verification against the official notification PDF (which could not be parsed in this research).
Notes for LIC AAO 2026
Zenith publishes syllabus-mapped notes for this exam in Hindi and English — written to the current pattern, reviewed by subject experts, and corrected from the feedback of students who were selected. Read one complete unit free before you decide.
Browse all exam notes →Read a full free unitHow our notes are made
LIC AAO 2026 — नोट्स
ज़ेनिथ इस परीक्षा के लिए पाठ्यक्रम-आधारित नोट्स हिन्दी एवं अंग्रेज़ी दोनों माध्यमों में प्रकाशित करता है — वर्तमान पैटर्न के अनुसार तैयार, विषय-विशेषज्ञ द्वारा समीक्षित, और चयनित विद्यार्थियों की प्रतिक्रिया से संशोधित। निर्णय से पहले एक पूरी यूनिट निःशुल्क पढ़ें।